Government Schemes
for Senior Citizens
Comprehensive information about Indian government schemes providing financial assistance, healthcare benefits, and social security for senior citizens aged 60 and above.
Financial Assistance & Social Security
Indira Gandhi National Old Age Pension Scheme
Pension for citizens aged 60+ living below poverty line.
₹1,500/month for ages 60–69.
₹2,000/month for ages 70+.
- Provides monthly financial support.
Senior Citizens Savings Scheme (SCSS)
Safe investment option for senior citizens (60+).
Provides fixed and secure returns.
Maximum investment limit: ₹15 lakh.
Interest rate: 7.40% per annum.
Offers tax benefits under the scheme.
Pradhan Mantri Shram Yogi Maan-dhan Yojana (PM-SYM)
Pension scheme for unorganized sector workers.
Voluntary, contributory scheme until age 60.
Provides ₹3,000 monthly pension after 60.
- Ensures social security.
Healthcare Benefits
Ayushman Bharat Yojana (Pradhan Mantri Jan Arogya Yojana - PM-JAY)
Provides free health insurance coverage.
Covers secondary & tertiary care hospitalization.
Includes pre- and post-hospitalization expenses.
Aims to reduce financial burden on families.
Ayushman Vay Vandana Card
Health card for senior citizens aged 70+.
Provides free health coverage up to ₹5 lakh.
Available to all, regardless of income status.
Ensures financial protection for medical needs.
Recognition & Support Initiatives
National Helpline for Senior Citizens (14567)
Toll-free helpline number 14567 for senior citizens.
Provides support, guidance, and information.
Ensures quick assistance for elderly needs.
Vayoshreshtha Samman
Recognizes senior citizens’ exceptional contributions.
Provides national-level awards and honor.
Encourages respect and value for the elderly.
Elder-friendly infrastructure
Promotes elder-friendly infrastructure in cities.
Includes Model Building Bye Laws for accessibility.
Provides low-floor buses for senior citizens.
Moments That Matter
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